By registering yourself with Aadhar card scheme, UIDAI (Unique Identification Athourity of India) issues a 12 digit number called Aadhar Card Number /UID. By linking it to your bank account you can have many benefits.
For this, account holder has to give consent to the bank. It can be done through visiting your bank branch with the self-attested photocopy of your Aadhar card and bank passbook. Aadhar card can be link with old account as well as new account.
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Benefits:
You can get social security benefits
of Government of India; it is the biggest benefit of linking your aadhar card
number to your bank account. In addition, you can enjoy the benefits of various
schemes of Government of India.
1. DBTL (Direct Benefits Transfer of LPG)
By linking your aadhar card number to
your bank account, you can get subsidy of LPG gas cylinder direct into your
bank account. You have to pay the market price of LPG cylinder and the
difference between market price and subsidized rate is credited to your bank
account.
2.
Rationing Commodities
The amount of subsidy of Kerosene,
wheat, rice, edible oil, etc will be credited to your bank account. You have to
pay market price of those commodities.
3.
Daily wages of MNREGA
Daily wages of Mahatma Gandhi
National Rural Employment Guarantee Scheme will be credited to your aadhar card
number linked bank account.
4.
Tribal Development Schemes
To get the benefits of Tribal
Development Schemes, you have to link your bank account with aadhar card
number.
5.
Scholarship
To avail the various government scholarships,
the beneficiary of the scholarship must link his/her bank account with aadhar
card number. Though some states of India have been exempted for some period.
6.
Access from all over the country
By having aadhar card, you can access
its services from all over India. In future, you can use these services with
the help of ATM.
7.
Jan-Dhan-Yojna
If someone wants to open a bank
account in Pradhan Mantri Jan-Dhan-Yojna(PMJDY), an aadhar card number is
enough for that. By opening an account with PMJDY scheme, a person can open a
bank account with zero rupees. In additions, he/she can get free Rupay debit
card, life insurance and accident insurance.
8. Passport in just 10 days
Earlier, police verification was must
before passport issue. But with aadhar card number, one may get passport just
in 10 days, as police verification can be done after the issuance of the
passport.
9. Digital Locker
Only aadhar card holder can register for Digital Locker service. One can upload their documents to the locker and use for various perpose.
10. Monthly Pension
In some states of India, pensiones
have to link their aadhar card number to their bank account.
11. Digital Life Certificate
This service has been launched by
Department of Electroinics and Information Technology, also named as JEEVAN
PRAMAN for Pensiones. Now, pensioners are not bound to be presented to get
pension.
Gradually, various agencies and departments of Government of India as well as many state government is making aadhar card mandatory for benefits of their schemes.
Benefits to Government
The government of India is promoting
people for generating the Unique Identity Number (UID) aka Aadhaar card number.
By promoting people for aadhaar card generation and linking them to their
respective bank account, government sees below benefits:
- - The benefits of various government schemes and subsidy will meet to their real beneficiary.
- - Government of India can curb the nuisance of dual identity, existed in various other proofs of identity.
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